Get a Copy of Your Real Estate Deed
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Using this method to get your deed typically requires paying a small recording fee, which is usually not more than a few dollars. Most deeds are only two pages long, so it won’t cost much to obtain a copy, whether or not it is certified. Grasping the financial nuances of deed management is crucial for effective budgeting.
Chain Of Title
Trust & Will is an online service providing legal forms and information. In this guide, we went over several simple steps on how to get the deed to your house. Thanks to technology, you can often search for, locate, and download a copy of your deed through your county’s records search tool. If visiting or contacting your County Recorder’s Office is inaccessible to you, you can also request your deed by mail.
Forms and Services
Last but not least, we’ll encourage you to incorporate your house deed into your estate plan if you haven’t already. To prove title to real property, you'll need to file certain documents with the county's clerk office. It will help establish the chain of title, allow you to sell the property, etc. If the estate didn't go through probate or was settled informally, the heirs may not be listed on the deed at all. They may still own all the rights to the property, but will need to file certain documents to prove their ownership.
Tips for a Smooth Title Transfer
A sole owner holds title to a property in their name only; they don’t share ownership interest with anyone else. When you buy a home, you’ll need to go through the process of taking title, which means that you become the legal owner of the home. Joint tenancy is a legal agreement where two or more people have equal rights and ownership interests in a property.
Because of this, grantees are offered the least amount of protection. Not only do they get any promises about the property title, they don’t have any legal leverage if a problem arises. The most commonly used type of house deed is the general warranty deed. It’s a popular option because it offers the highest level of protection for the grantee, which is the person buying or receiving the property. As mentioned above, there are several different types of house deeds that are commonly used. The type of deed used depends on the context of the transaction, and the level of protection being offered.
What are property deeds?
Visit your local county office website to find out their respective title request process and fee schedule. What exactly is a house deed and when is it used in real estate? Miranda Crace is a Senior Section Editor for the Rocket Companies, bringing a wealth of knowledge about mortgages, personal finance, real estate, and personal loans for over 10 years. Miranda is dedicated to advancing financial literacy and empowering individuals to achieve their financial and homeownership goals. She graduated from Wayne State University where she studied PR Writing, Film Production, and Film Editing.
For more detailed information on how to add someone to your house title, scroll down. A house deed is an important legal document that transfers the title, or ownership of a property, from the seller to the buyer. Most home sales involve the use of private deeds, and different types of deeds offer various levels of protection for both the buyer and seller. A real estate attorney is likely the best person to advise you on your particular situation. A general warranty deed is used in many real estate transactions because it’s one of the most secure types of deeds.
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But the grantor doesn’t make any promises about the condition of the title before they owned the property. Banks generally offer this type of deed when they’ve become the owner of the property through foreclosure and are now selling the property to a new owner. While putting together a deed may be the work of a real estate attorney, this service is also often provided by title companies. Any member of the public can search and request real estate records. This office does not provide online access to our real estate records or indexes via the internet.
When a buyer legally purchases a home, the title will be transferred to their name. Businesses and other legal entities can also hold property titles. It is crucial to understand the differences between these concepts before you close on a house. Not only can this understanding better prepare you for the closing table, but it can also ensure you know how to legally protect yourself during the transaction.
By understanding the potential costs, both obvious and hidden, you can allocate resources wisely and navigate the process without financial strain. Property ownership isn’t immune to conflicts, whether they’re internal among co-owners or external with neighbors or third parties. If this conflict grows into a lawsuit, a judge will need to decide whose rights (or title) will be enforced. Once you receive your deed by mail, be sure to look at your deed and verify that you’ve received the correct deed. Further, verify that the information on the deed on record is correct and up-to-date.
This means your share can’t be willed to others and will automatically pass to your co-owner(s) upon your death. Right of survivorship means that when one owner dies, their ownership interest is automatically transferred to the living owner(s) without having to go through probate. Learn more about ownership interest to get more familiar with the process. Property deeds are generally public record and many are available online. This information is for getting a copy of a previously executed deed. If you are looking for a blank real estate deed form to create a deed click here to visit our real estate deed forms page.
The deed is then notarized and filed as public record with the Recorder of Deeds in the county where the property is located. Finally, file the property deed at the local county courthouse for recording. While submitting, ensure you include the Preliminary Change of Ownership form. Filing and recording your deed makes it viewable by the general public.
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